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Now is a great time to buy that new car or truck you have been wanting. Do you have a higher interest rate loan at another financial institution? Finance that loan at YOUR Credit Union. Call the credit union at 229-7168 to check the rates. Rates are subject to change without notice.
Pre-Approved Auto Loans:
If you are thinking of buying a new or used vehicle any time in the near future, we can help you with some of the decisions you will have to make. Before you even start looking, come to us for your pre-approved auto loan. We can pre-approve a loan for you so you know what rate you are eligible for and the total amount you can qualify for. Our credit union also has information to help you determine the value on new and used vehicles so you can be assured you are getting a good deal. Don’t let yourself be pressured into this important decision when a visit to the credit union before you start shopping can save you time and money.
We match rates!
2.89% up to 60 months (less than 5,000 miles)
3.19% up to 72 months (over $25,000)
3.89% up to 84 months (over $30,000)
2012 - 2016 (High Book) -- 2.89% up to 60 months
2012 - 2016 (High Book) -- 3.89% up to 72 months (over $25,000)
2009 - 2011 (High Book) -- 2.99% up to 48 months
2008 and older (Trade in) -- 3.49% up to 36 months
Pianos 10.00% up to 60 months
Signature starting at 6.00% up to 36 months
3.89% up to 60 months
4.19% up to 72 months (over $25,000)
5.50% up to 84 months (over $30,000)
5.75% up to 120 months (Board Approval Required)
5.75% up to 60 months
2009 and newer (High Book)
2008 and older (100% of Wholesale)
Rates are based on approved credit.
If you forgot your password, please call (801) 229-7168.
Share Secured Loans:
You don’t have to lose your dividend and spend your savings for your major purchases. You can borrow what you need, using your regular share account or share certificate as collateral. You can secure your dividends and leave your savings in tact to earn for you in the future. A share secured loan at the credit union is a smart way to make your money work for you. When you have money in the credit union, there is no need to charge purchases on department store credit cards at high interest rates. You can shop where you find the best bargains, not just where you have a charge account. Your share account will keep right on growing, earning dividends while you borrow against it at 2.00% above the savings rate. Come to the office and talk with us about the advantages of a share secured loan.
The Board of Directors has declared a 0.10% APR, 0.101% APY dividend rate for the fourth quarter of 2015. The Board has also declared the dividend for closed accounts at 0.10% APR, 0.101 % APY. Dividends are paid from current income and available earnings after required transfers to reserves at the end of the dividend period. Dividends are subject to change without notice.
The Board of Directors has set the rates for share certificates as follows:
06 month – 0.20% apr 0.201% apy
12 month – 0.25% apr 0.251% apy
18 month – 0.35% apr 0.352% apy
24 month – 0.35% apr 0.352% apy
Effective Date 2/09/2016
A minimum deposit of $1,000.00 is required to purchase a share certificate. Certificate rates are subject to change without notice.
You can check loan and certificate rates on line at http://cu.orem.org . You can also check account balances. Call or come in to set up access. The way you log in has changed. Please call us if you have a problem logging in.